Plan calls for mandatory health insurance
All Colorado residents will be required to have insurance – with burdens placed on the insurance industry and employers as well as consumers – under a proposal recommended by the Blue Ribbon Commission for Health Care Reform.
The package is similar to the fifth proposal that the commission developed. Yet the commission chose not to identify the fifth proposal as the lead proposal.
“This is a subtle, yet important, distinction,” said William N. Lindsay III, commission chairman. “There are some differences between the fifth proposal and the final recommendations – for example, financing mechanisms are not included here. More fundamentally, though, the Commission chose not to identify the fifth proposal as the ‘lead’ proposal because we decided not to identify any proposals as such.”
The selected package will be submitted to the legislature Jan. 31.
Key components of the selected package include:
- Slow the rate of growth of insurance premiums by covering the uninsured, reducing administrative costs and increasing Medicaid provider reimbursements as a means of minimizing the cost shift.
- Expand coverage by enhancing access to both public and private coverage. The recommendations include requiring all legal residents of Colorado to have minimum insurance coverage by expanding eligibility for public programs and requiring employers to provide pre-tax plans to facilitate purchase of health care coverage.
- Insurers will be required to cover everyone, regardless of health status.
- Promote consumer choice and direction by providing cost and quality information, choice of plans and other mechanisms.
- Enhance quality by supporting the provision of evidence-based medicine, adoption of health information technology, paying providers based on quality and other mechanisms.
- Enhance coordination of care by providing medical home for all Coloradans and other mechanisms.