Judy Ingels combines her prior experience in fashion as a buyer at The Broadmoor Hotel and 15 years of print and runway modeling in Denver when she helps clients with a mortgage or refinance.
Finding the right product for clients is similar to being a personal shopper — they need the right fit and style — and it needs to be within their budget. Ingels said she gets to do everything she likes. “Education is entwined all through” her job, volunteer work, and “artsy” fashion shows for fundraisers.
She took time recently to tell CSBJ about herself and her organization.
Organization: Rocky Mountain Bank and Trust
Position: Vice president of private banking
Hometown: St. Joseph, Mo.
How long have you lived in Colorado Springs: I moved here during 1971 after college.
Education: I have a bachelor’s degree in elementary education from Northwest Missouri State University in Maryville, Mo. Graduate work was done through University of Northern Colorado. I completed online studies with the Mortgage Bankers Association of America and have my Certified Mortgage Lender designation.
A few words about your company: Rocky Mountain Bank and Trust has served families and businesses in the Pikes Peak Region since 1891. It is a locally owned and operated community bank. That means that all decisions are made here.
Recent accomplishments: I have helped 16 families since January refinance their home loans to a lower interest rate or into a different loan program, putting them in a stronger financial position. I am involved with several nonprofit projects in our community through HBA Cares, CASA and Ecumenical Social Ministries.
Biggest career break/accomplishment: Being asked by Greg Osborne to join North American Mortgage Co. during the early 1990s as a loan originator. I love helping people achieve their dream of home ownership.
The process can seem complicated — without someone to explain the details to them in layman’s terms — and confusing when choosing a program that best fits their needs.
The toughest part of your job: Finding enough time to read for pleasure instead of studying the new guidelines and programs of the investors I use to make loans.
Someone you admire: My grandmother, who raised a family with strong morals and values. She was a friend as well as a role model for her children and grandchildren. She lived frugally, however, and gave to others less fortunate monetarily, and then gave again through her time and talents.
About your family: My son, Kyle, is a Catholic priest and the chaplain for the University of Maryland. My daughter, Lindsey, is in accounting and stationed in Germany with her husband.
Something else you’d like to accomplish: I have a passion for helping women, young and old, to become leaders by empowering them to make a difference in others’ lives. I would especially like to help those who grew up with low self esteem as the result of some type of abuse.
How your business will change during the next decade: As people learn to live within their means and be better money managers there will be a need for more professional lenders. There will be an emphasis on educating the consumer.
I feel that the world of banking, which includes both investing and lending, will be stronger as the result of the economic devastation we are experiencing. Loans will be easier to understand with terms that are clearer. People will be more knowledgeable about the decisions they are making and will rely on lenders, bankers and financial advisers who they trust to explain product to them.
People will ask more questions and learn to process more clearly. This will empower our nation as a whole and make us stronger.
What book are you currently reading? “The Soul of Money,” by Lynne Twist and “The Worst Hard Time,” by Timothy Egan.
What is the one thing you would change about Colorado Springs? I would like to see more young adults here. My goal for our city would be that we offer abundant career opportunities, an exceptional education system, and vibrant cultural and leisure outlets to attract them.