Comments on: Insurance Institute warns of texting while driving and company liability http://csbj.com/2009/09/02/insurance-institute-warns-of-texting-while-driving-and-company-liability/ Tue, 18 Jun 2013 21:10:06 +0000 hourly 1 http://wordpress.org/?v=3.5.1 By: John http://csbj.com/2009/09/02/insurance-institute-warns-of-texting-while-driving-and-company-liability/comment-page-1/#comment-6346 John Thu, 03 Sep 2009 18:15:06 +0000 http://csbj.com/?p=7439#comment-6346 First a quick insurance lesson, your employee’s auto insurance is ALWAYS primary (their coverage responds first) and the employer’s insurance is excess.

I don’t think this concept the III has stated here will stand up in court. Basically the same rule would have to apply to the rest of us. What they are saying is that you are liable if you call your friend on his/her cell phone and they happen to get into an accident, you are vicariously liable???

Sorry I’m just not buying it, sounds to me like the III is run by ambulance chasing attorneys looking for deep pockets, and not by actual insurance industry people…

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