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Have you ever been burned by a contract or committed to something you later wished you could get out of? Business commitments can be risky because they lock your company into obligations that could potentially have a negative impact on the company in the future. While the risk of commitments can be a problem for… Continue Reading Commitments, contracts are risky for small businesses

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Your most important resource is your time

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A lot of people believe money is their most important resource, but we think they’re misguided. Their most important resource is time. You can get more money through various avenues but once time is gone, it’s gone forever. You can’t buy more or borrow more, so time is a limited resource that expires every day.… Continue Reading Your most important resource is your time

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Stingy. Overly conservative. Flush with money but not willing to help the average business owner. These are common remarks we hear about banks. Most of these comments come from a common misconception that banks are in the risk-taking business. Actually, nothing could be further from the truth. Making loans is simply the process of renting… Continue Reading Want a small business loan? Think like a banker

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We recently met a business owner who was telling us about her company. After about 10 minutes she left and, by the blank look on both of our faces, it was clear that we had no idea what her business did. Worse yet, neither did she. We would like to say this only happens occasionally… Continue Reading A business strategy has to be crystal clear to work

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