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Tips for selling in a tough economy

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LONG ISLAND, NY — The economy stinks right now for most of us, but there are still plenty of opportunities. You can give in to the gloom or you can dig in and do the things you need to do in order to survive and thrive, no matter what the economic indicators tell us. Here… Continue Reading Tips for selling in a tough economy

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I have a few more creaks this year than last. I guess at 63, some small aches are to be expected. But I didn’t expect them. Nor am I willing to accept them. There are things I can do to help myself “not creak.” And I am doing them. Walk, eat less, drink no soda,… Continue Reading Reaching the age of non-acceptance — on my terms

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In the official record, you’ll find that the economic stimulus package passed by Congress was drawn up by a conference committee — a bipartisan group of House members and senators who sat down together to wrangle over its fine print. In truth, nothing like this took place. To be sure, a conference committee met, as… Continue Reading When conference committees fade, democracy suffers

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This season, Treasury Secretary Hank Paulson, can be seen in a dark-grey pinstripe suit, generally sporting a solid blue tie. And check out those wing-tips! Federal Reserve Chairman Ben Bernanke, on the other hand, is donning the more traditional solid navy suit this winter.
Wait a minute … that’s not the financial modeling you were looking for? Continue Reading Don’t confuse financial modeling with budget preparation

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During 2009, employers face the challenge of navigating changes to two prominent federal statutes — the Americans with Disabilities Act, which is modified by the Americans with Disabilities Act Amendments Act of 2008 (effective Jan. 1), and the Family Medical Leave Act, which saw changes to its regulations scheduled to take effect Jan. 16.
The changes are numerous. Continue Reading New Year brings significant changes to ADA and FMLA

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Lost in the debates about immigration in all its forms is an unheralded fact, immigrants are pursuing the American Dream through business ownership at a rate 30 percent greater than that of native-born citizens.
The result is more jobs, more growth, more income and ultimately more tax receipts than would otherwise be expected. Continue Reading Immigrants owning businesses pursue the American Dream

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For decades Washington has been manipulating prices to encourage homeownership and “steer” the economy.
To “incentivize” you to buy a house, it made mortgage payments tax deductible, largely exempted homes from capital gains taxes, and created Fannie Mae and Freddie Mac. After the stock market tumbled during 2001 and 2002, Washington established a policy of artificially low interest rates that created the illusion of cheap credit; Continue Reading The high cost of Washington’s price manipulation policy

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I’m as interested as the next person in all the excitement about how Washington will work with Barack Obama in the White House, but there’s an important question that’s been missing.
It has to do not so much with the new president as with the new Congress, and it should be high on every attentive citizen’s list of concerns: Will Congress live up to its responsibility to exercise robust oversight over the new administration? Continue Reading Whoever is president, an administration needs oversight

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Thanksgiving usually is a celebration of gratitude and feasting in the tradition of the Pilgrims. But that satisfactory sense of plenty may not resonate with Americans this year, considering the current economic problems.
And, in truth, that satisfaction certainly was not shared by the Pilgrims at that “First Thanksgiving.” Like many Americans today, they were feeling some discontent and desperation. Continue Reading Enterprising Pilgrims left entrepreneurial legacy for today’s economy

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Everywhere today politicians are blaring that they must save America’s financial institutions, alleging catastrophic risk to the economy were any to fail.
Henry Paulson and the entire Bush administration, in a discernible panic, are now pouring $700 billion into the big banks, having already bailed out AIG, Fannie Mae, Freddie Mac and Bear Stearns to the tune of $300 billion.
Capitalism doesn’t work, they declare, but fortunately the government is here to rescue us. Continue Reading Get government out of capitalism and let failure happen

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