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Entries posted by rebecca.tonn
Rebecca Tonn has been writing for the Colorado Springs Business Journal, covering banking, finance, small business, entrepreneurialism and other subjects, since October 2007. Rebecca has a Bachelor of Arts in English from the University of Colorado at Colorado Springs, and has lived in gorgeous Colorado since 1986. When she’s not calling financial advisers, entrepreneurs or bankers for quotes, she enjoys hiking Barr Trail and the Incline, mountain biking, yoga, reading, and hanging out with her children, family and friends.

So, you want to start a business and you’ve determined that purchasing a franchise is right for you. You’ve also found a concept that fits your lifestyle and you’ve talked with your lawyer and accountant about a development plan. Guess what? You’re not done yet. You’ve thought about everything to make things go right, but… Continue Reading Franchise not a guarantee of entrepreneurial success

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Face of franchising changing

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More women and minorities own franchises than ever before, according to the International Franchise Association. But that isn’t the only emerging trend in the franchise industry, especially in Colorado. Ruth Garcia, co-owner and managing partner of Denver-based RG2 Consulting LLC, has noticed an up-tick in clients who are still employed. “They are looking for security… Continue Reading Face of franchising changing

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Things are not always what they seem. Trite, but true. If national headlines scream “Another bank fails,” when actually it was an unregulated private lender that failed, it does a disservice to Main Street, said Don Childears, president and CEO of the Colorado Bankers Association, during a Colorado Springs Executives Association meeting. “Nine of 10… Continue Reading Sometimes it’s tough to tell when a ‘bank’ isn’t a bank

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Would-be entrepreneurs eyeing franchises

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When people find themselves without a job (read, laid off because of the economy), it opens new chapters in their lives. But the declines on Wall Street and Main Street have led to increases in entrepreneurship. Nationally, new business activity increased in all regions (except the Midwest) during 2008, according to the Kauffman Index of… Continue Reading Would-be entrepreneurs eyeing franchises

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If your  business needs a small infusion of cash to stay afloat, an opportunity has arrived. Small business loans are now available through America’s Recovery Capital, a temporary loan program. The Small Business Administration is accepting loans of up to $35,000, which are designed to keep small businesses open. Businesses must be for-profit to qualify. The deferred-payment… Continue Reading SBA launches new small business loan program

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There’s been a quick turnaround in the psychology of investors, said Bryan Olson, head of portfolio consulting for Charles Schwab & Co. Inc. He likens it to the analogy of pushing a spring down – when it’s released, it springs back hard. Clients and investors definitely have “better attitudes” about the market, and Olson sees… Continue Reading Investor emotion beginning to shift toward glass half full

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A greater number of job ads might boost consumer confidence, but state legal officials and local workforce experts say not all ads are real and should be researched. Attorney General John Suthers warned Coloradoans today to be cautious of positions advertised on Web sites. And, the same old adage applies. “If a job sounds too… Continue Reading Job ads on the rise, but many false

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The rate at which financial companies make purchases to gain de novo banking charters, like a deal Central Bancorp announced this week, could be speeding up. Central Bancorp, which has been trying to get a banking charter to open a bank in Colorado Springs for about two years, is under agreement to acquire Farmers &… Continue Reading Deals like Central Bancorp’s a growing prospect

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Many fire departments are inundated with non-fire-related calls, and now an erroneous Federal Communications Commission press release has added fuel to that fire. The FCC issued a statement June 1, saying that the Colorado Springs Fire Department would help consumers prepare for the June 12 digital TV conversion. But no such arrangements were made with the CSFD. And… Continue Reading Need help with digital TV? Don’t call fire dept.

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No safety in buy and hold anymore

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The stock market “basically blew up in everybody’s face,” said David Twibell, director of wealth management for Colorado Capital Bank. “The world is different now in a lot of ways, and clients and investors want to know what the industry is going to do.” Modern Portfolio Theory held that diversification among asset classes was enough… Continue Reading No safety in buy and hold anymore

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