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Be smart to create smoother road to retirement

The road to retirement should be paved with more than good intentions. Individuals approaching retirement should develop and follow an income plan that balances their current lifestyle with the long term sustainability of their retirement portfolio. There are two critical components for accomplishing this: following a spending policy and focusing on investing in companies that… Continue Reading Be smart to create smoother road to retirement

Small businesses do everything in their power to keep their workplace from burning down in a fire. Most businesses probably have an emergency plan of escape just in case. But many small- to medium-sized businesses are overlooking a critical component in keeping their businesses secure — they are not protected or prepared for a non-physical,… Continue Reading Cybersecurity tips help small businesses

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Volunteerism is as American as apple pie. The notion is born out of need, and the idea that people in a community can come together to overcome that need. Within our swimming community, I often refer to coaches as the essential segment of our club system, but the system requires events, and the volunteers make… Continue Reading Volunteers have huge value in our youth sports

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What do tests really test? This may seem a silly philosophical question, but educators and government agencies are keen to figure this out. My concern here isn’t with education, but banking. Usually the banks do the testing: Are you credit-worthy? What’s your score? Anyone who ever took out a car loan, house mortgage or business… Continue Reading How should America’s banks be tested?

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Last Saturday, March 7, marked the midway point of the 2015 legislative session, and I would like to update you on what we’ve done the past two months. Continuing my commitment to economic vitality, I am sponsoring three bills supporting Colorado’s business community. Colorado Crowdfunding, HB15-1246, which has bipartisan support in the House and Senate,… Continue Reading Capitol report: Helping state’s businesses

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The following brief is adapted from a report by The Economist titled “Competing across borders: How cultural and communication barriers affect business.” Business executives are increasingly aware of the need for harmonious and productive cross-cultural relationships that transcend differences or, at a minimum, leverage polarities. To access new global markets or recruit new talent, members… Continue Reading Business without borders: Avoiding underperformance

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Catalysts spark fire downtown

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It hasn’t quite reached the status of being cliché — yet. But the idea of a development, park or place being “catalytic” is catching steam in the development realm. What does it take to be catalytic? Online dictionary definitions give us the following: “of the action of a substance that increases [the] rate of a… Continue Reading Catalysts spark fire downtown

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Women: How to deal with traumatic transitions

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There are intrusions and unexpected events that take us off our course from moving toward what we want in life. Professionally, we may get a new boss or job, be dealing with declining budgets, go into business for ourselves or retire. Personally, we may be struggling in marriage, with a blended family, dealing with divorce,… Continue Reading Women: How to deal with traumatic transitions

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Colorado is on the cutting edge of the insurance world as we continue to push the boundaries in the medical marijuana arena. The advent of recreational marijuana has changed the insurance landscape dramatically. Small medical dispensaries are being replaced by larger operations that require more complex insurance needs. What was once a simple insurance policy… Continue Reading Insurance evolving for marijuana cultivation

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ROTC program sets good example

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Whether the debates are about higher education or Greece defaulting on its debt, they seem to revolve around the question of job creation. The message has been part of the political landscape since the Great Depression, and is bound to preoccupy the upcoming presidential election. What does it really mean to create jobs? It could… Continue Reading ROTC program sets good example

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