Home » Archives by category » Contributed Column (Page 2)

To succeed, first you conquer your fears

Comments Off

Legend has it that one day a man was walking in the desert when he met Fear and Plague. They said they were on the way to a city to kill 10,000 people. The man asked Plague if he was going to do all the work. Plague smiled and said, “No, I’ll take care of… Continue Reading To succeed, first you conquer your fears

Continue reading …

As we look back on Small Business Month, this is a good time to reflect on just how important small businesses are to our economy. We value the employment provided by large enterprises, but the fact is that nearly all of the net growth in U.S. jobs over the past 30 years has been created… Continue Reading Colorado depends on its thriving small businesses

Continue reading …

From business plan to retirement plan

Comments Off

When you ask small business owners about the future of their businesses, chances are, they’ll have an answer. Revenue forecasts, employee development, plans for expansion — issues such as these are always top of mind. Yet, ask them about their own future and their individual retirement plan, you’re likely to get an amorphous answer or… Continue Reading From business plan to retirement plan

Continue reading …

Small businesses are the lifeblood of our economy. Whether it’s Heart of Jersualem’s gyros, Dogtooth’s coffee, Zeezo’s costumes or Bristol’s microbrews, small businesses contribute in a substantial way to the Pikes Peak economy. During National Small Business Week, we recognize them. Nationally, more than half of all Americans own or work for a small business,… Continue Reading Helping Colorado small businesses as they start and grow

Continue reading …

Convenient capitalism deviates from ideals

Comments Off

Academic circles and news media are abuzz with the latest French critique of capitalism by Thomas Picketty. In his historically-informed tome (685 pages), Picketty illustrates how capitalism over the last three centuries retains its tendency to concentrate wealth in the hands of the few, so that overall inequality increases (except for three decades in 20th… Continue Reading Convenient capitalism deviates from ideals

Continue reading …

Learning lessons from the Mindset Paradox

Comments Off

Two electrical contractors work in the same community. Their skill set, market focus, demographics, pricing and customer service philosophies are essentially identical. At one time they were friends, but one business continued growing and enjoying success while the other never grew past the start-up phase. Both started with a workforce of only one employee and… Continue Reading Learning lessons from the Mindset Paradox

Continue reading …

Gallup’s Economy and Personal Finances Poll last month asked Americans to choose the best option for long-term investments: real estate, stocks and mutual funds, gold, savings accounts, and CDs or bonds. Results indicated more Americans (30 percent) now consider real estate to be their best option. In 2011, Americans chose gold at the time when… Continue Reading Americans prefer real estate over stocks, gold

Continue reading …

In 401(k) plans, for many the only retirement vehicle, people have to be their own financial planners. Yet employers don’t provide enough advice, or the right kind of advice, so most are ill-equipped to manage the 401(k) effectively. Many fail to contribute enough to take full advantage of employer matching money, when available. They also… Continue Reading Working together to improve individuals’ 401(k) plans

Continue reading …

Business is back: time for reinvestment

Comments Off

After many years of recovery, finally the Colorado Springs economic picture is brightening. Businesses are feeling more confident and are growing. As of January, Colorado Springs was just 2 percent below the national recovery of jobs lost since the last recession. That strengthening of our business community is additionally evident as business loan applications are… Continue Reading Business is back: time for reinvestment

Continue reading …

As tax time comes around, and as the president keeps bringing up minimum wage, let’s consider our attitudes toward income, wealth and inequality. One of the basic tenets of the capitalist marketplace (Adam Smith) was that a moral code binds the community within which markets operate. Our moral sentiments provide the framework for fairness and… Continue Reading Looking for the right standard to implement wage fairness

Continue reading …