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The year of 2013 was momentous for charitable giving. With growth at nearly 5 percent, last year represented the largest year-over-year increase in giving since the Great Recession. Wealth advisors have been taking an increasingly active role in providing research to their clients when it comes to finding the right philanthropic organizations they can support.… Continue Reading Wealth management teams help in charitable giving

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Here’s some great news for the pragmatic idealists out there: It is cheaper to provide housing and support to assist someone out of homelessness than it is to leave them on the street. In case you’re a bit behind on a decade of data, here are just a few examples. Denver’s Housing First Collaborative reported… Continue Reading Let’s consider the true cost of homelessness

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Six small-business tech trends in 2014

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According to a recent report by Bank of America, small businesses continue to be bullish on 2014 and expect to hire new employees to keep up with increases in sales. Coming in the face of uncertainty and challenges tied to the Affordable Care Act, this is great news for our economy and the nation as… Continue Reading Six small-business tech trends in 2014

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Let’s help Mayor Bach leave a legacy

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Colorado Springs has been fortunate in that over the past five decades, we have had a level of city government that has always been at least adequate. Most of that time it has been quite good. For the Isaac-Makepeace era, one could argue it was excellent. While city government has been adequate to excellent, it… Continue Reading Let’s help Mayor Bach leave a legacy

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To get ahead financially and plan for retirement effectively, it’s critical to get a handle on your total current financial condition. The best way to do this is to create a personal balance sheet that shows your net worth — the sum total of everything you have and everything you owe. A balance sheet is… Continue Reading Why you should know your net worth before retiring

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To succeed, first you conquer your fears

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Legend has it that one day a man was walking in the desert when he met Fear and Plague. They said they were on the way to a city to kill 10,000 people. The man asked Plague if he was going to do all the work. Plague smiled and said, “No, I’ll take care of… Continue Reading To succeed, first you conquer your fears

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As we look back on Small Business Month, this is a good time to reflect on just how important small businesses are to our economy. We value the employment provided by large enterprises, but the fact is that nearly all of the net growth in U.S. jobs over the past 30 years has been created… Continue Reading Colorado depends on its thriving small businesses

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From business plan to retirement plan

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When you ask small business owners about the future of their businesses, chances are, they’ll have an answer. Revenue forecasts, employee development, plans for expansion — issues such as these are always top of mind. Yet, ask them about their own future and their individual retirement plan, you’re likely to get an amorphous answer or… Continue Reading From business plan to retirement plan

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Small businesses are the lifeblood of our economy. Whether it’s Heart of Jersualem’s gyros, Dogtooth’s coffee, Zeezo’s costumes or Bristol’s microbrews, small businesses contribute in a substantial way to the Pikes Peak economy. During National Small Business Week, we recognize them. Nationally, more than half of all Americans own or work for a small business,… Continue Reading Helping Colorado small businesses as they start and grow

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Convenient capitalism deviates from ideals

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Academic circles and news media are abuzz with the latest French critique of capitalism by Thomas Picketty. In his historically-informed tome (685 pages), Picketty illustrates how capitalism over the last three centuries retains its tendency to concentrate wealth in the hands of the few, so that overall inequality increases (except for three decades in 20th… Continue Reading Convenient capitalism deviates from ideals

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