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Six small-business tech trends in 2014

According to a recent report by Bank of America, small businesses continue to be bullish on 2014 and expect to hire new employees to keep up with increases in sales. Coming in the face of uncertainty and challenges tied to the Affordable Care Act, this is great news for our economy and the nation as… Continue Reading Six small-business tech trends in 2014

Let’s help Mayor Bach leave a legacy

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Colorado Springs has been fortunate in that over the past five decades, we have had a level of city government that has always been at least adequate. Most of that time it has been quite good. For the Isaac-Makepeace era, one could argue it was excellent. While city government has been adequate to excellent, it… Continue Reading Let’s help Mayor Bach leave a legacy

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To get ahead financially and plan for retirement effectively, it’s critical to get a handle on your total current financial condition. The best way to do this is to create a personal balance sheet that shows your net worth — the sum total of everything you have and everything you owe. A balance sheet is… Continue Reading Why you should know your net worth before retiring

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To succeed, first you conquer your fears

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Legend has it that one day a man was walking in the desert when he met Fear and Plague. They said they were on the way to a city to kill 10,000 people. The man asked Plague if he was going to do all the work. Plague smiled and said, “No, I’ll take care of… Continue Reading To succeed, first you conquer your fears

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Small businesses are the lifeblood of our economy. Whether it’s Heart of Jersualem’s gyros, Dogtooth’s coffee, Zeezo’s costumes or Bristol’s microbrews, small businesses contribute in a substantial way to the Pikes Peak economy. During National Small Business Week, we recognize them. Nationally, more than half of all Americans own or work for a small business,… Continue Reading Helping Colorado small businesses as they start and grow

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Convenient capitalism deviates from ideals

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Academic circles and news media are abuzz with the latest French critique of capitalism by Thomas Picketty. In his historically-informed tome (685 pages), Picketty illustrates how capitalism over the last three centuries retains its tendency to concentrate wealth in the hands of the few, so that overall inequality increases (except for three decades in 20th… Continue Reading Convenient capitalism deviates from ideals

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Learning lessons from the Mindset Paradox

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Two electrical contractors work in the same community. Their skill set, market focus, demographics, pricing and customer service philosophies are essentially identical. At one time they were friends, but one business continued growing and enjoying success while the other never grew past the start-up phase. Both started with a workforce of only one employee and… Continue Reading Learning lessons from the Mindset Paradox

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In 401(k) plans, for many the only retirement vehicle, people have to be their own financial planners. Yet employers don’t provide enough advice, or the right kind of advice, so most are ill-equipped to manage the 401(k) effectively. Many fail to contribute enough to take full advantage of employer matching money, when available. They also… Continue Reading Working together to improve individuals’ 401(k) plans

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Business is back: time for reinvestment

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After many years of recovery, finally the Colorado Springs economic picture is brightening. Businesses are feeling more confident and are growing. As of January, Colorado Springs was just 2 percent below the national recovery of jobs lost since the last recession. That strengthening of our business community is additionally evident as business loan applications are… Continue Reading Business is back: time for reinvestment

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On opening day of the 2014 legislative session, the speaker of the state House of Representatives outlined an agenda that focuses on three goals: • Helping Coloradans recover from the floods and wildfires we suffered in 2013 • Enhancing the economic security of all Coloradans • Strengthening our education system to better prepare our students… Continue Reading Legislators push education funding, disaster recovery, economic security

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