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State insurance website offers premium answers

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A new health insurance website launched today from the Colorado Division of Insurance hopes to answer the questions about the cost of health insurance — questions that plague Coloradans, officials said. “This new website will help arm consumers with the facts on what drives the cost of health insurance premiums, how to shop smart for… Continue Reading State insurance website offers premium answers

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The number of Colorado small businesses providing health benefits to their employees in 2010 fell 10 percent from the year before, according to a report from the Colorado Division of Insurance. In the last decade, the number of Coloradans with health insurance from a small business employer dropped 50 percent from 537,996 in 2000 to 267,411… Continue Reading Number of small businesses offering health insurance drops 10%

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Gov. John Hickenlooper has signed into law a bill intended to pull children’s health insurers back into Colorado’s market. Senate Bill 128, sponsored by state Sen. Linda Newell, D-Littleton, would require any company that offers individual adult health insurance policies in the state to offer individual children’s policies as well.

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There is no shortage of opinions about the impact of Federal health care reform. For those of us who own or manage businesses, opinions are terrific material for water cooler speculation, but the real challenge we must face is to understand the practical impact of health care reform on our businesses, the people we employ… Continue Reading Exchange bill needs businesses’ support

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A new health insurance plan to cover people with pre-existing conditions is now available in Colorado.

The plan began accepting customers today. Gov. Bill Ritter says providing insurance for people who’ve suffered from diseases could reduce the cost of health care.

The plan is a result of health care reform passed by Congress this year and will be phased out in 2014 when the core parts of that legislation takes effect.

Colorado is one of 29 states that will administer their own plans. The federal government will run the program in the remaining 21 states. Continue Reading Gov. Ritter unveils new health insurance plan

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Colorado’s workers are paying a higher share of health insurance premiums than their counterparts in the rest of the nation. The Colorado Division of Insurance released its annual report this week, and reported that while premiums in Colorado mirror increases nationwide, employees shoulder more of the payment than the national average. More Coloradans were also… Continue Reading Colorado workers pay higher share of premiums

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Transparency, standardization and efficiency. That’s what legislation this session would require insurance companies to include when writing policies. Here are some of the health care bills: House Bill 1038 seeks to establish a database of claims throughout the state to better understand how Colorado is spending its health care dollars. The information from the database… Continue Reading Insurance legislation both friend and foe to consumers

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The medical billing field has been affected by the recession and higher unemployment, which means more people using emergency rooms are opting to self-pay — without insurance. During 2009, the self-pay population increased from 25 percent to 30 percent at ATD Resources LLC in Lakewood, a medical billing company that specializes in billing for 60… Continue Reading Lack of health insurance means more bad medical debt

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Small businesses to hike insurance premiums

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More than 92 percent of small businesses are planning to increase their insurance premiums during the upcoming year – some as much as 20 percent. “The cost of health insurance has dire implications on small business job creation,” said Todd McCracken, president and CEO of the National Small Business Association, which annually conducts a small… Continue Reading Small businesses to hike insurance premiums

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More than 120,000 people in Colorado will lose their health insurance by Dec. 2010, and the number of people nationwide without insurance is expected to climb by 6.9 million. That’s according to Families USA, which estimated the number of people who have lost – or will lose – health insurance coverage from Jan. 2008 to Dec. 2010.… Continue Reading Thousands of Coloradoans projected to lose health insurance

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